All features

The money tools your ADHD brain will actually use

No spreadsheets. No dashboards. No shame. Tucope is built around how ADHD brains work — through conversation, automation, and zero friction.

AI Finance Chat
Recurring
Split Bills
Debt Settlement
Recap
Net Worth
AI Finance Chat

Just talk. Your AI handles the rest.

Forget forms, categories, and spreadsheets. Tucope's AI lives in the chat — log what you spent, ask what you owe, get nudged before you overspend. It works with your brain, not against it.

  • Log expenses in natural language — "grabbed coffee for $5"
  • Proactive nudges sent to you — no need to check in
  • Spending alerts before you go over, not after
  • Zero-shame, warm tone — celebrates small wins
  • No menus, no dashboards, no initiation required
Hey! Just a heads up — your dining spend is tracking 38% over this week. Want to chat about it?
Yeah, I grabbed takeout 4 times this week 😅
No worries — that happens. You're still $40 under on groceries so it balances out. You're doing fine 💙
Just spent $6 on coffee btw
Got it — logged ✓
Recurring Income & Expenses

Set it once. Never forget to log it again.

Salary, rent, Netflix, gym membership — set up your recurring items once and Tucope automatically logs them on the right date. Finally see everything you're paying for in one place.

  • Auto-logs recurring expenses and income on schedule
  • Tracks subscriptions, utilities, loan repayments, and salary
  • See all your recurring spend in one place — spot the leaks
  • Works in the background — zero manual input after setup

Recurring this month

Netflix1st
-$15.99
Spotify1st
-$9.99
Salary25th
+$4,200
Gym5th
-$39
Rent1st
-$1,200
Freelance15th
+$800
Net recurring+$1,735.02
Split Bills

Split fairly. Pay how you actually pay.

Scan the receipt, assign items, and let everyone pay via their own bank transfer or e-wallet. No in-app payment required — because that's not how people actually settle up.

  • Scan any receipt and split by item or evenly
  • Each person attaches their own bank account or e-wallet
  • Payees see exactly where to transfer — no more "what's your number?"
  • Attach payment proof to close the loop for good
  • Unpaid shares automatically show up in debt tracking

Team Dinner · Dec 15

$91.00

Bill owner: Alex Morgan

Who pays what

AM
Alex
$24Paid
MG
Martin
$18Unpaid
SH
Sarah
$31Paid
JW
John
$18Unpaid
BCAGoPay
Payment details attached
Debt Settlement

One balance per friend. Settle in one tap.

Stop tracking every coffee and taxi in your head. Tucope shows you the net of everything you owe and are owed with each friend — split bills and cash debts in one unified view.

  • All debts per friend in one place — split bills + personal loans
  • Net balance shown automatically (e.g. "You owe them $10")
  • One-tap settlement at the net — no per-transaction paying
  • Both parties agree to settle, then all debts clear at once
  • Option to mutually write off small amounts
AM

Alex Morgan

@alexmorgan

Lunch

Jan 19

$24Paid

Team dinner

Jan 18

$40Unpaid

Coffee Time

Jan 15

$14Unpaid

Net balance

You owe them $10

Monthly Recap

Your Spotify Wrapped — but for your money.

Every month, Tucope generates a personalised review of your spending habits. Discover patterns, celebrate wins, and get specific suggestions — all served to you automatically, no initiation needed.

  • Monthly summary of where your money went
  • Spending pattern discovery — see trends you'd never spot manually
  • Personalised, actionable suggestions based on your real behaviour
  • Positive framing first — wins before opportunities
  • No charts to interpret — Tucope reads it for you

February Recap

$2,847

total spent this month

Biggest category

Coffee & Cafés — $184

🎉

Win this month

Saved $240 vs. January

💡

Suggestion

You have 3 unused subscriptions ($47/mo)

Net Worth

The full picture of what you own vs. what you owe.

Track all your assets and liabilities in one place — cash, crypto, gold, stocks, real estate, loans. See your net worth grow over time and understand where you actually stand.

  • Log cash, savings, gold, stocks, crypto, and real estate
  • Track loans, debts, and borrowed money as liabilities
  • See your real net worth — assets minus liabilities
  • Watch your number grow month over month
  • Binance API integration coming soon for automatic crypto sync

Net Worth

$48,320

Assets

🏦Cash & Savings
+$12,400
Crypto
+$8,900
Gold
+$3,200
📈Stocks
+$28,100

Liabilities

🎓Student Loan
-$4,280

Ready to make your money make sense?

Download Tucope free. No spreadsheets. No judgment. Just ask.

5.0 on App StoreFree to download🔒You control what goes in. We never touch your bank.