Last updated: February 11, 2026
By accessing or using Tucope ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, then you may not access the Service.
These Terms apply to all visitors, users, and others who access or use the Service. Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
Tucope is an AI-powered mobile application that helps users track expenses, manage budgets, and gain financial insights. The Service includes:
To use certain features of the Service, you must register for an account. You agree to:
You may not share your account credentials with any third party. Each account is intended for use by a single individual.
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree NOT to:
Tucope provides AI-powered features through integration with third-party AI services, including OpenAI's ChatGPT API. To ensure fair access for all users and prevent abuse, we have implemented the following fair use policies:
Your use of AI-powered features is subject to reasonable usage limits, which may include:
These limits are designed to ensure equitable access to AI features for all users and to prevent abuse of our third-party AI service providers. Specific limits may vary based on your subscription tier and are subject to change with notice.
You are strictly prohibited from:
Users on the Free Tier acknowledge that their access to AI features is subsidized. To provide this service at no cost, Tucope participates in model improvement programs where user inputs (excluding account credentials) may be shared with third-party providers like OpenAI for the purpose of analytics and model training. By using the Free Tier, you explicitly consent to this data usage.
If you do not wish for your inputs to be used for model improvement, you must upgrade to a paid subscription tier. Paid subscribers have the option to opt-out of data sharing with third-party AI providers, subject to the limitations of the third-party service.
This data sharing does not include:
Tucope is an educational and productivity tool. We are not a bank, broker-dealer, or financial advisor. All AI-generated insights, challenges, and "lessons" are for educational and entertainment purposes only. You should consult with a professional financial advisor before making any investment or spending decisions. Tucope is not responsible for any financial losses you incur while using the Service.
You are strictly prohibited from inputting sensitive Personal Identifiable Information (PII)—including but not limited to full bank account numbers, social security numbers, national identity numbers, passwords, or credit card details—into the AI features.
Tucope does not "filter" unstructured text for PII before processing through third-party AI services. You agree that any sensitive data you voluntarily provide is at your own risk, and Tucope is not liable for how third-party providers handle such data.
Best practices for protecting your privacy:
Tucope utilizes OpenAI's ChatGPT API and other third-party AI services to provide intelligent financial insights. By using the Service, you acknowledge and agree to the following:
Tucope employs automated systems and monitoring to detect and prevent abuse, including but not limited to:
If our systems detect activity that we reasonably believe constitutes abuse, spam, bot usage, or violation of these Terms, we reserve the right to take immediate action, including but not limited to:
Any attempt to manipulate the rewards system, including using "auto-clickers," multiple devices, or exploiting software bugs to earn Diamonds or Gems, will result in the immediate permanent banning of your account and the voiding of all earned rewards. We reserve the right to delay the redemption of any reward for up to 30 days to verify the legitimacy of the activity.
This includes, but is not limited to:
We reserve the right, in our sole discretion, to suspend or terminate your account and access to the Service immediately, without prior notice or liability, for any reason, including but not limited to:
Upon termination, your right to use the Service will immediately cease. We may delete your account and all associated data, subject to our data retention policies as outlined in our Privacy Policy. We are not obligated to provide you with a copy of your data upon termination, though you may request data export prior to termination.
Tucope reserves the right to modify or discontinue the Free Tier AI features at any time without notice, particularly in the event of third-party API cost changes or the depletion of available service credits.
We make no guarantee that the Service, or any specific features, will be available indefinitely. As a small team managing third-party service costs, we may need to:
You acknowledge that your use of the Free Tier is provided "as available" and that continued access to AI features is not guaranteed. Paid subscribers will receive priority access and advance notice of significant service changes when reasonably possible.
The Service and its original content, features, and functionality are owned by Tucope and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
You retain ownership of your financial data and any content you upload to the Service. However, by using the Service, you grant Tucope a worldwide, non-exclusive, royalty-free license to use, store, process, and display your data solely for the purpose of providing the Service to you.
You may not copy, modify, distribute, sell, or lease any part of the Service or included software, nor may you reverse engineer or attempt to extract the source code of that software, unless laws prohibit those restrictions or you have our written permission.
You are solely responsible for the accuracy, legality, and appropriateness of all data and content you submit to the Service. You represent and warrant that:
The Service may include virtual currency ("Gems," "Diamonds," or "Coins") and virtual rewards. These items are not "real" money, do not have a cash value, and do not earn interest. They are a limited, personal, non-transferable, and revocable license to use specific features of the Service.
You acknowledge that you do not "own" virtual items. Tucope retains full ownership of all virtual currency and rewards. We reserve the right to manage, regulate, control, modify, or eliminate virtual items at any time, with or without notice, and without liability to you.
Virtual items may expire if not used within a certain period. If your account is terminated or suspended for any reason (including for violation of Section 7 or 8), all virtual items and rewards are immediately forfeited and will not be refunded or converted to cash.
Gift cards (e.g., Amazon) are provided by third-party vendors. Tucope is not responsible for the availability of specific gift cards or the failure of a third party to honor a reward. Once a gift card code is issued to you, we are not responsible for lost, stolen, or unused codes.
If you purchase a subscription or premium features, the following terms apply:
Subscriptions are purchased for access to premium features and educational content. The ability to earn "Gems" at an accelerated rate is a secondary benefit. We do not offer refunds based on a user's inability to earn a specific amount of rewards or if the "Exchange Rate" for rewards changes during the subscription period.
By subscribing, you acknowledge that:
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
Tucope does not warrant that:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, TUCOPE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE.
Our total liability to you for all claims arising from or related to the Service shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or one hundred dollars ($100), whichever is greater.
You agree to defend, indemnify, and hold harmless Tucope, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any third-party rights.
These Terms shall be governed by and construed in accordance with the laws of the Republic of Indonesia, without regard to its conflict of law provisions. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.
For any disputes that are not subject to arbitration under Section 14.3, you agree that the exclusive jurisdiction and venue for any legal proceedings shall be the courts located in Jakarta, Indonesia. You hereby submit to the personal jurisdiction of such courts and waive any objection to venue in such courts.
Any disputes, controversies, or claims arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the Indonesian National Board of Arbitration (Badan Arbitrase Nasional Indonesia - BANI), except that either party may seek injunctive or equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.
The arbitration shall be conducted in Jakarta, Indonesia, in the English or Indonesian language, and the arbitrator's decision shall be final and binding on both parties. The prevailing party in any arbitration or legal proceeding shall be entitled to recover reasonable attorneys' fees and costs.
YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. You agree to waive any right to participate in a class action lawsuit or class-wide arbitration. If any court or arbitrator determines that the class action waiver set forth in this section is void or unenforceable for any reason, or that an arbitration can proceed on a class basis, then the arbitration provision set forth above shall be deemed null and void in its entirety, and the parties shall be deemed to have not agreed to arbitrate disputes.
You agree that any claim or cause of action arising out of or related to the Service or these Terms must be filed within one (1) year after such claim or cause of action arose, or it shall be forever barred, notwithstanding any statute of limitations or other law to the contrary.
Before initiating arbitration or legal proceedings, you agree to first contact us at support@roundbytes.com to attempt to resolve the dispute informally. We will attempt to resolve the dispute through good faith negotiations for a period of at least 30 days before either party may initiate formal proceedings.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.
What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
If you do not agree to the new terms, please stop using the Service and contact us to delete your account.
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. The invalid or unenforceable provision will be replaced with a valid provision that comes closest to the intent of the original provision.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Tucope regarding the Service and supersede all prior agreements and understandings, whether written or oral, relating to the Service.
If you have any questions about these Terms of Service, please contact us:
Email: support@roundbytes.com
Website: tucope.roundbytes.com
Legal Inquiries: support@roundbytes.com
By using Tucope, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with these Terms, please discontinue use of the Service immediately.
